Informans

Expertise for e-business

More than 20 years of innovative technological expertise in the fields of e-banking, bank cards, protocols & APIs, payment management, bank cards, cash management, electronic invoice, security and digital trust.

Get in Touch
Informans

Mission

Our experience and expertise make INFORMANS a crucial partner able to support its customers on their strategic choices and their major national and international projects

In the following areas:

  • payment systems
  • secure bank exchanges
  • electronic signature
  • electronic invoicing
  • fight against fraud
  • electronic banking
  • banks cards
  • cash management
  • cyber security
  • digital identity

Technological innovation at the service of our customers is also part of our DNA.

This know-how is applied through three areas of activity allowing INFORMANS to provide business and technological solutions according to the strategic needs of its corporate customers, banks, financial institutions, payment institutions, IT services and publishers.

Informans

Our services and areas of activity

Our technical and strategic functional skills clusters allow us to successfully support the changes in the payment and electronic banking professions, financial and commercial exchanges as well as security and cash management through a wide range of consulting, support and skills development services:

  • Strategic market and product support
  • Consulting, steering and project management
  • Development and integration

1. Strategic, market and product support

The Market key is the essential data for any start of technical evolution and technological innovation. Strategic and technical opportunity studies. Advice on development strategies, economic models and their implementation modalities.

For financial institutions – banks, administrations, publishers and IT services

  • Opportunity and feasibility studies, mix and marketing plan: content, target, positioning. GOTO Market
  • Design and launch of new offers and services, definition of the product plan, roadmap, value-added innovations. Regulatory impacts
  • Definition and/or identification of strategic partners. Change management approach and definition of organizational impacts. Management and support in the implementation of levers of change: communication, training and documentation, enhancement of internal skills

2. Consulting, steering and project management

We intervene on all phases of the development cycle of the offer, from the analysis of the customer’s needs to the implementation of the solutions, through the different stages of project management, recipe and training.

For companies and financial institutions – banks, administrations & authorities

  • Audit of the existing and definition of the target. Preliminary studies and risk measurement. Definition of the specifications of the main sites. Definition of the recipe book. Validation of the chosen solution, animation of the workshops with the main actors of the project.
  • Project management support : set up (software and software packages)
  • Project owner support: implementation, evolutions (standards or specific developments)
  • Technological change management accompaniment and support for migration, enhancement of internal skills
  • Mapping of the organization and processes of flows
  • Security audits, Swift Security policy compliance. Definition and implementation of test and approval plans.
  • Organization and management of the deployment
  • Reorganization of the banking network and contracts

3. Development and integration

Informans engineering department: Innovation at the service of customers as a strategic driver

For IT services, publishers and financial institutions – banks, administrative staff, companies

Informans’ custom developments are numerous and complex due to the degree of innovation and the systematic consideration of customer expectations, market and product targets.

Informans can respond to requests concerning the following universes:
Banking APIs, secure financial flows, E-Payment, web banking, E-trust, security, electronic invoices, format translators, Blockchain… and E-Business

Informans

Areas of expertise

Cash Management and Payment Methods

  • Knowledge TMS and different banking connectivity solutions. International expertise on all continents.
  • A mastery of the security of flows, the personal signature of flows and the management of payments.
  • Central payment and cash flow payment on behalf of. Instant payments...
  • Cash Management
  • Management of banking authorities, electronic signatures and workflows
  • Integration, reconciliation of international statements, Cashpool...

Banking Communication Security and APIs

  • SWIFTNet: SWIFT Alliance Lite2, Service Bureau, Security Audits and CSP Certification
  • International deployment – management of banking contracts
  • EBICS or H2H deployments (AS2, sFTP...)
  • Electronic signature workflows (SWIFT 3sKey, EBICS TS, PKCS…)
  • Cryptographic and security APIs (electronic signature, EBICS, PKCS, mobile solutions...)
  • DSP 2 - OpenBanking, banking APIs (instant payment, payment initiation, account aggregation)
  • Management of international formats (ISO20022, SWIFT, ANSI X12) or domestic SEPA SCT/SDD, CFONB, WAEMU zones, UAE, US)
  • Financial and business format converters
  • Anti Fraud and Security – Third Party Control – (SepaMail Diamond, TrustPair, SisID..., sanctions prevention)
  • Digital identity, authentication

Bank Cards

  • Our electronic banking experience is based on the use of new models of deployment and use of innovative products, with a specialization in the issuance of prepaid accounts.
  • Prepaid cards, coupons, payment by QR code, wallet.
  • Mobile systems, virtual cards, unique uses, contactless solutions
  • 3DS V2.3 (Fraud and friction) and other standards, EMV standards, tokenization, Secure Remote Commerce.
  • Use of advanced cryptographic schemas and APIs

Electronic Invoice

  • Management of invoice circuits, signature and archiving, management of formats and translation.
  • Support for regulations such as in France the DGFIP to fight against VAT fraud and accelerate the use of the Electronic invoice.
  • Support for companies and IT services companies in the transition to the Electronic invoice help in choosing private platforms, integration

Regulatory developments

Informans masters regulatory and normative developments ISO20022 XML, SWIFT MX, SEPA, PSD2 (electronic banking and payment) eIDAS, NIS, NSTIC USA (security and digital identity), SWIFT CSP AML, BALE2, BALE3 (bank), DGFIP Electronic Invoice

Informans takes part in and contributes to issues relating to digital identity, security, trust and electronic signature (European Commission: SSEDIC and Trust in Digital Life).

Informans participates in several working and standardization groups in the fields of payments, security and exchange standards (FNTC, GTeFinance , SWIFT, CCS, SSEDIC – EidAs…)

Informans is also a member of professional associations and networks of experts in the field of cash management, eBanking and security.

Customers & partners

They trust us